Overview
Leave encashment converts an employee's unused leave days into monetary payment. Octal HR calculates the encashment amount automatically based on the employee's current basic salary (or gross, depending on your policy), deducts the encashed days from the leave balance, and adds the payment as an earning on the payslip.
Leave encashment vs. leave salary: Leave encashment converts unused leave to cash while the employee remains on the job. Leave salary is the regular pay during an approved leave period. This article covers encashment only.
Types of encashment
| Type | When it occurs | Leave types eligible |
|---|---|---|
| Year-end encashment | At the close of the leave year (June 30) | Annual / earned leave — typically any balance above the carry-forward cap |
| Mid-year on-demand | Employee requests encashment of a portion of their balance | Annual / earned leave (if your policy allows) |
| On separation | Employee resigns or is terminated | All unused annual leave (mandatory under law) |
| Eid / festival encashment | Employer decides to encash a fixed number of days | Annual leave — typically 10–15 days |
Encashment formula
Octal HR uses the following formula for leave encashment:
Daily rate = Basic Salary ÷ Working days per month
Encashment amount = Daily rate × Encashed leave days
Daily rate = 90,000 ÷ 26 = PKR 3,461.54
Encashment = 3,461.54 × 8 = PKR 27,692
If your leave encashment policy uses gross salary as the basis, update the setting under Leave Settings → Encashment Calculation Basis.
Mid-year on-demand encashment
Encashment on separation
When processing a full and final (F&F) settlement for a departing employee, leave encashment is calculated automatically:
- Go to Employee → Separation and initiate the separation process.
- Octal HR calculates unused annual leave as of the last working day, prorated for the partial year if applicable.
- The encashment amount is included in the F&F payroll run as the Leave Encashment earning.
- Leave balance is zeroed out and the employee record is moved to Former Employees.
Proration on separation: If the employee accrued leave based on service months (e.g., 21 days/year = 1.75 days/month), Octal HR automatically prorates the annual entitlement for the months worked before computing the unused balance.
Adding encashment to a payroll run
Approved encashment requests flow into payroll automatically. You can also manually add a one-off encashment during payroll:
Tax treatment of leave encashment
Under FBR rules for salaried employees:
- Leave encashment paid during service is treated as additional taxable income in the month it is paid — it is added to that month's gross salary for WHT calculation.
- Leave encashment paid at separation (full and final) qualifies for a reduced tax computation under the separation benefits rules — Octal HR applies this automatically when the encashment is part of a final settlement payroll run.
- Leave encashment does not attract EOBI or PESSI contributions.
Large year-end encashments (e.g., 30+ days) can push an employee into a higher WHT slab for that month. If you spread encashment across two months, WHT is lower. Consult your tax advisor for large amounts.